Wednesday, June 10, 2020

Jawaban V-Class 7 pengganti minggu 9

Nama: Dimas Rizki Dwiyanto
Kelas: 4KA17
NPM: 12116061
Nama dosen: Yulia Chalri


Apakah yang menjadi tugas Bank Central?

Tugas BI sebagai Bank Sentral adalah 

  • Menetapkan dan melaksanakan kebijakan moneter
  • Mengatur dan menjaga kelancaran sistem pembayaran
  • Mengatur dan mengawasi bank

Jawaban Vclass 6 pengganti minggu 8

Nama: Dimas Rizki Dwiyanto
Kelas: 4KA17
NPM: 12116061
Nama dosen: Yulia Chalri


Arsitektur Perbankan Indonesia (API) ditetapkan dengan tujuan untuk memperkuat fundamental industri perbankan di Indonesia. Sebutkan 6 pilar API.

1. Struktur perbankan yang sehat
Kegiatannya meliputi
  • Memperkuat permodalan bank
  • Memperkuat daya saing BPR dan kelembagaan BPR dan BPRS
  • Meningkatkan akses kredit dan pembiayaan UMKM
2. Sistem Pengaturan efektif
Kegiatannya meliputi
  • Memformalkan proses sindikasi dalam menyusun kebijakan perbankan
  • Implementasi secara bertahap International best practices 
3. Pengawasan independen & efektif
Kegiatannya meliputi
  • Meningkatkan koordinasi dengan lembaga pengawas lain
  • Melakukan reorganisasi sektor perbankan di BI
  • Menyempurankan Infrastruktur Pendukung Pengawasan Bank
  • Menyempurnakan implementasi sistem pengawasan berbasis risiko
  • Meningkatkan efektivitas enforcement 
4. Industri perbankan yg kuat
Kegiatannya meliputi
  • Mengkatkan Good Corporate Govermance
  • Meningkatkan kualitas manajemen risiko perbankan
  • Meningkatkan kemampuan operasional bank 
5. Infrastruktur Pendukung yang mencukupi
Kegiatannya meliputi
  • Mengembangkan Kredit Bireau (Biro Kredit)
  • Mendorong pengembangan pasar keuangan syariah (Islamic Financial Market)
  • Meningkatan peran lembaga fatwa dan lembaga arbitrase syariah
6. Perlindungan konsumen (Nasabah)
Kegiatannya meliputi
  • Menyusun standar mekanisme pengaduan nasabah
  • Membentuk lembaga mediasi independen
  • Menyusun transparansi informasi produk
  • Mempromosikan edukasi untuk nasabah

Sunday, May 17, 2020

Soal dan Jawaban Softskill Reading Comprehension

Bacalah teks bacaan di bawah ini, setelah itu jawab pertanyaan dibawah bacaan ini:

The Alaska pipeline starts at the frozen edge of the Arctic Ocean. It stretches southward across the largest and northernmost state in the United States ending at a remote ice-free seaport village nearly 800 miles from where it begins. It is massive in size and extremely complicated to operate. (line 5)

The steel pipe crosses windswept plains and endless miles of delicate tundra that tops the frozen ground. It weaves through crooked canyons, climbs sheer mountains, plunges over rocky crags, makes its way through thick forests, and passes over or under hundreds of rivers and streams. The pipe is 4 feet in diameter, and up to 2 million barrels (or 84 million gallons) of crude oil can be pumped through it daily.

Resting on H-shaped steel racks called “bents”, long section of the pipeline follow a zigzag course high above the frozen earth. Other long sections drop out of sight beneath spongy or rocky ground and return to the surface later on. (line 15)

The pattern of the pipeline’s up-and-down route is determined by the often harsh demands of the arctic and subarctic climate, the tortuous lay of the land, and the varied compositions of soil, rock, or permafrost (permanently frozen ground). (Line 23)

A little more than half of the pipeline is elevated above the ground. The remainder is buried anywhere from 3 to 12 feet, depending largely upon the type of terrain and the properties of the soil.

One of the largest in the world, the pipeline cost approximately $8 billion and is by far the biggest and most expensive construction project ever undertaken by private industry. In fact, no single business could raise that much money, so 8 major oil companies formed a consortium in order to share the costs. (line 31)

Each company controlled oil rights to particular shares of land in the oil fields and paid into the pipeline-construction fund according to the size of its holdings. (line 35)

 Today, despite enormous problems of climate, supply shortages, equipment breakdowns, labor disagreements, treacherous terrain, a certain amount of mismanagement, and even theft, the Alaska pipeline has been completed and is operating.

PRACTICE QUESTIONS
1. The passage primarily discusses the pipeline’s
(A) operating costs
(B) employees
(C) consumers
(D) construction
Answer: (D) construction
2. The word “it” in line 5 refers to
(A) pipeline
(B) ocean
(C) state
(D) village
Answer: (A) pipeline
3. According to the passage, 84 million gallons of oil can travel through the pipeline each
(A) day
(B) week
(C) month
(D) year
Answer: (A) day

4. The phrase “Resting on” in line 15 is closest in meaning to
(A) Consisting of
(B) Supported by
(C) Passing under
(D) Protected with
Answer: (B) Supported by
5. The author mentions all of the following as important in determining the pipeline’s route EXCEPT the
(A) climate
(B) lay of the land itself
(C) local vegetation
(D) kind of soil and rock
Answer: (C) local vegetation
6. The word “undertaken” in line 31 is closest in meaning to
(A) removed
(B) selected
(C) transported
(D) attempted
Answer: (D) attempted
7. How many companies shared the costs of constructing the pipeline?
(A) Three
(B) Four
(C) Eight
(D) Twelve
Answer: (C) Eight
8. The word “particular” in line 35 is closest in meaning to
(A) peculiar
(B) specific
(C) exceptional
(D) equal
Answer: (B) specific
9. Which of the following determined what percentage of the construction costs each member of the consortium would pay?
(A) How much oil field land each company owned
(B) How long each company had owned land in the oil fields
(C) How many people worked for each company
(D) How many oil wells were located on the company’s land
Answer: (A) How much oil field land each company owned
10. Where in the passage does the author provide a term for an earth covering that always remains frozen?
(A) Line 4
(B) Line 15
(C) Line 23
(D) Line 37
Answer: (C) Line 23 

Sunday, March 29, 2020

Tips & Tricks Listening TOEFL Test



Tugas Softskill (Bahasa Inggris Bisnis 2)
Dimas Rizki Dwiyanto (12116061)
Kelas 4KA17


TOEFL Logo.svg


Test of English as a Foreign Language (TOEFL) is a standardized test to measure the English language ability of non-native speakers wishing to enroll in English-speaking universities. The test is accepted by many English-speaking academic and professional institutions. TOEFL is one of the two major English-language tests in the world, the other being the IELTS.


In TOEFL Test, there are divided by 4 categories to measure english skill. Reading, Listening, Writing and Speaking. In this case. The author trying to give a Tips & Tricks in one of those categories such as Listening test.

This category divided into 3 question parts. Part A, Part B, and Part C

Listening Part A
Directions – In Part A, you will hear short conversations between two speakers. At the end of each conversation a third voice will ask a question about what was said. The question will be spoken just one time. After your hear a conversation and the question about it, read the four possible answers and decide which one would be the best answer to the question you have heard. Then, on your answer sheet, find the number of the problem and mark your answer.
Tips: In this part, make sure to focus and listen carefully on the second speaker because the answer or hints question belong there. So, you shouldn't remember the entire conversation. Just focusing on the second speaker.  
Example

(1)
Woman: Lui, how did your football team do last season?  
Lui: We won three, lost five, and tied twice.
Narrator: How many games does the man say his team tied?

A. 5
B. 3
C. 2
D. 8

Answer: C (because as a second speaker mention his team tied twice, twice means two times his team tied. So, the correct one is 'two')

(2)
A: Do you know what happened to Sally?
B: She couldn't find the classroom until after the class had begun.

Narrator: What does the man say happened to Sally?

A. She went to the wrong class
B. She was late for class because she got lost
C. She missed the class
D. She had trouble finding the class, but she arrived on time.

Answer: B ("she couldn't find the classroom" so that mean she got lost or had trouble finding in class. But, in the last sentence he said "until after the class had begun". This implied Sally hasn't come yet while the class began because she got lost.)

Listening Part B

Directions – In Part B, you will hear longer conversation. After each conversation, you will be asked some questions. The conversation and question will be spoken just one time. They will not be written out for you, so you will have to listen carefully in order to understand and remember what the speaker says. When you hear a question, read the four possible answer in your test book and decide which one would be the best answer to the question you have heard. Then, on your answer sheet, find the number of the problem and fill in the space that corresponds to the letter of the answer you have choosen.

Tips: Read the answer first to predict which theme that the conversation goes to, you must know the topic of the conversation, listen carefully regarding the place, time, what, and who is being talked about, and the question always use the format 5W+1H 

Example:

(1)
Man: How long have you been out of the country, Miss. Where did you go?
Woman: I spent three weeks in Switzerland, London and one week in Greece.
Man: Did you spend any time in agricurtural areas there?
Woman: No, I stayed mostly in the city since that one day at the beach in Corinth.
Man: Do you have any plans ....... or alcoholic beverages to declare?
Woman: I have only two bottles of wine.
Man: What else did you buy?
Woman: A couple of festive costume, books and native arts and craft.
Man: How much did you spend on your purchases while you were away?
Woman: About $300.
Man: Please open the small suitcase for me. Okay, get this card to the official at the red desk.

Question
  1. Where did this conversation most likely take place?
          a. In a clothing store
          b. In customs
          c. At a bank
          d. In a liquor store

Answer: B
  1. How Many countries did the woman visit?
          a. 1
          b. 2
          c. 3
          d. 4
Answer: C
  1. What does the man ask a woman to do?
          a. To make a list of her purchases
          b. To open her suitcase
          c. To pay $300 duty
          d. To show him the bottles of wine

Answer: B
  1. What did the woman have to declare?
          a. Plants
          b. Wine
          c. Meat
          d. Cash

Answer: B


(2)
Woman: I hear that Paul Smith is written a new novel
Man: Yes, it’s a science fiction pieces called Martian Renaissance.
Woman: Sound intriguing, what’s the plot like?
Man: It deals with the five man, one woman crew on the 3 years mission to Mars.
Woman: Is their mission successful?
Man: Well, in some respect it is. It have serious incredible adventure when their landed.
Woman: Did they meet any real Martians?
Man: Yes, they even held captive by them.
Woman: What did the Martians look like? Are they a little green man?
Man: You will have to read the book to find out.

Question:
\
  1. What is the name of Paul Smith new book?
          a. The Incredible Adventures of the Martians
          b. Mission to Mars
          c. Martian Renaissance
          d. Captivating Tales of Mars

Answer: C
  1. What type of book is it?
          a. Science fiction
          b. Adventure
          c. Biography
          d. Documentary

Answer: A
  1. How long did the mission to mars take?
          a. One year
          b. Three years
          c. Five years
          d. Seven years

Answer: B
  1. Which of the following is not mention?
          a. The crew had some incredible adventures on Mars
          b. The crew met some real Martians
          c. The Martians captured the crew
          d. The ship carried an all-male crew

Answer: D

Listening Part C

Directions – In Part C, you will hear several talks. After each talk, you will be asked some question. The talks and questions will be spoken just one time. They will not be written out for you, so you will have to listen carefully in order to understand and remember what the speaker says. When you hear a question, read the four possible answers in your test book and decide which one would be the best answer to the question you have heard. Then, on your answer sheet, find the number of the problem and fill in the space that corresponds to the letter of the answer you have choosen.

Tips: To answer the question Part C, you must listen to all the dialogue lines. Usually there will be three to seven questions from one story presented.
When the narrator read the instructions regarding part C question, we can read the provided answer below. Then try to memorize and estimate the keywords that will be spoken by the speaker.
Focus on the first sentence, usually enough questions about the topic of the story. Also focus on questions about 5W+1H (what, who, when, where, why and how)
(1)
Although played quite well in Florida and Latin America. Jal alai isn’t an America game, is handball type game originated in the Basque region of Spain. Jai alai is one of the fastest moving ball games. In Florida it is legal to place bets on the player, somewhat similar to the betting in horse racing. Bets are placed on the win, place show based. That is first, second and third. Sport expert agree that Jai alai requiring more skill, speed, endurance and nerve than any other ball game.

Question
  1. Where did Jai alai originate?
          a. Spain
          b. Latin America
          c. Florida
          d. America

Answer: A
  1. Betting on Jai alai players is compared to what other sport?
          a. Soccer
          b. Handball
          c. Football
          d. Horse Racing

Answer: D
  1. Which of the following is not true?
          a. Jai alai is one of the fastest-moving games
          b. Jai alai requires a great deal of skill and endurance
          c. Jai alai can be played as singles or doubles
          d. It is illegal to bet on Florida jai alai games

Answer: D
  1. To what game Jai alai compared in the reading?
          a. Baseball
          b. Ping-Pong
          c. Handball
          d. Badminton

(2)
Alexander Graham Bell was born in Edinburgh Scotlandia in the 19th century and later came to the United States. Several members of his family did a great deal to encourage him in the field of science. His father was most instrumental in supervising his work with the deaf while he dealt with the deaf and investigated the science of acoustics, his studies eventually led to the invention of the multiple telegraph and his greatest invention the telephone. The last quarter century of his life was dedicated to advances in aviation.

Question
  1. What was considered to be Alexander Graham Bell greatest achievement?
          a. Multiple telegraph
          b. Telephone
          c. Aviation
          d. Acoustics

Answer: B
  1. What did Bell dedicated the last years of his life?
          a. Acoustical science
          b. Aviation
          c. Adventure
          d. Architecture

Answer: B
  1. What can we conclude about a Alexander Graham Bell?
          a. He worked very hard, but never achieved success
          b. He spent so many years working in aviation because he wanted to be a pilot
          c. He dedicated his life to science and the well-being of humankind
          d. He worked with the deaf so that he could invent the telephone

Answer: C
  1. Which of the following statements is not true?
          a. Bell was born in the 18th century
          b. Bell worked with the deaf
          c. Bell Experimented with the science of acoustics
          d. Bell invented a multiple telegraph

Answer: A
  1. How many years did Bell to aviation?
          a. 100
          b. 25
          c. 35
          d. 50

Answer: B